Fees and Insurance

My Approach to Accessibility

Session Fees

Individual Therapy (50 minutes)

• Standard Rate: $165

• Sliding scale available

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Couples Therapy (50 minutes)

• Standard Rate: $200

• Sliding scale available

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Choosing Your Rate

We trust you to choose the rate that's honest for your situation. Here are some questions to help guide you:

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Consider paying standard rate if you:

• Own property or have significant savings

• Have access to family wealth or financial support

• Can cover basic needs (housing, food, healthcare) without financial stress

• Have disposable income for non-essentials

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Consider the sliding scale if you:

• Are managing debt or have limited/no savings

• Face barriers to employment (discrimination, disability, caregiving responsibilities)

• Are supporting family members financially

• Experience food or housing insecurity

• Are a student, artist, activist, or community worker with limited income

This isn't about proving poverty. It's about choosing the rate that allows you to show up fully in your healing work without financial stress overwhelming the therapeutic space.

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Insurance & Out-of-Network Benefits

Why We're Out-of-Network

We do not accept insurance directly. Insurance companies require diagnoses, extensive documentation, and often limit the types of therapy they'll cover. For many folks having mental health diagnoses in insurance records can have real consequences: employment discrimination, custody battles, immigration complications.

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We believe your healing journey belongs to you, not to an insurance company's file.

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Using Your Out-of-Network Benefits

Many insurance plans include out-of-network mental health benefits that allow you to see the therapist of your choice and get partially reimbursed. Here's how it works:

1. You pay us directly at the time of service

2. We provide you with a superbill (detailed receipt with diagnostic codes)

3. You submit the superbill to your insurance company

4. Insurance reimburses you based on your out-of-network benefits (typically 50-80% of our fee)

We'll provide all necessary documentation, but we cannot guarantee reimbursement amounts—that depends on your specific plan.

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Questions to Ask Your Insurance

Before your first session, call your insurance company and ask:

• "Do I have out-of-network mental health benefits?"

• "What percentage do you reimburse for out-of-network therapy?"

• "Is there a deductible I need to meet first?"

• "How many sessions per year are covered?"

• "What's the process for submitting claims?"

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Thrizer: Making Insurance Easier

We partner with Thrizer to simplify the out-of-network reimbursement process.

How Thrizer Works

1. Instant Verification: Thrizer checks your out-of-network benefits before your first session so you know exactly what you'll be reimbursed

2. Automatic Claims: They submit claims directly to your insurance on your behalf

3. Faster Reimbursement: Most clients get reimbursed within 2-4 weeks (vs. 6-8 weeks when filing yourself)

4. Transparent Costs: Small fee ($5-15 per claim) for the convenience—you decide if it's worth it

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Using Thrizer

When you book your first session, we'll send you information about setting up your Thrizer account. It's optional—you can always file claims yourself—but many clients find it removes the administrative headache of dealing with insurance companies.

Learn more: thrizer.com

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Financial Questions?

Money conversations can feel uncomfortable, especially in a culture that treats wealth as a measure of worth. We're committed to transparency and will always discuss fees honestly during our initial consultation.

If your financial situation changes during our work together, we can revisit your fee. Healing shouldn't stop because of economic hardship.

Have questions about fees, insurance, or whether therapy is financially feasible for you right now? Let's talk about it. Email us at info@stanzatherapy.com or mention it when you schedule your free consultation.